What is Medicare?

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 Medicare is a Federal Health Insurance Program for:


  • People age 65 and older
  • People under age 65 with certain disabilities
  • People of any age with end-stage renal disease (ESRD) or Lou Gehrig's Disease

Medicare Part A

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Hospital Insurance


  • Covers inpatient care in hospitals
  • Covers skilled nursing facilities and hospice



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Medicare Part B

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 Medical Insurance


  • Covers doctors' services, hospital outpatient care, and home health care
  • Covers preventative services to help maintain your health and to keep certain illnesses from getting worse 

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Medicare Part C

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 Medicare Advantage Plans


  • These plans are run by Medicare-approved private insurance companies
  • They include Part A, Part B, and can also include Part D (Prescription Drug Coverage)

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Medicare Part D

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 Medicare Prescription Drug Coverage


  • Covers the cost of prescription drugs
  • May help to lower prescription drug costs and protect against higher costs in the future 

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MediGap

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 Medicare Supplement


  • Private health insurance designed to supplement original Medicare (Parts A & B)
  • Helps to pay co-pays, co-insurance, and deductibles

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